I'm retired and want to live in the TRNC
Retiree residence, property and healthcare — settlement steps in order.
Before you arrive
- 1Retiring in North Cyprus: Residence Categories, Pension Transfer and Health Care
For UK/EU and other third-country retirees: the three residence categories a retiree application can fall into, how age 60 is actually measured, the passport-validity and renewal-window rules that trip up non-Turkish applicants, the income-free Social Insurance (SSD) pensioner route, and — for Turkish-origin pensioners — how a Turkish state pension is paid and taxed on transfer.
- 2Moving to North Cyprus: Permits, Housing and First Months
For foreign nationals moving to North Cyprus: entry and visa rules, the ninety-day threshold that triggers a residence permit, choosing a permit type, the application process, pre-arrival preparation, first steps after arrival, and how work permits are obtained — based on official sources.
- 3Property Acquisition by Foreigners in North Cyprus: Limits and Process
How many properties a foreigner can buy in North Cyprus, under what conditions, and how the purchase process works — under the 39/2024 baseline law and the 63/2026 decree that has temporarily raised the limits, including what the widely repeated 'one foreigner, one flat' rumor actually means.
- 4Turkish, Equivalent, and Allocation Title Deeds Compared
How North Cyprus's three title-deed categories — Turkish, Equivalent (Eşdeğer), Allocation (Tahsis) — differ in legal basis; how the Equivalent-deed process works under the root Law 41/1977; which of two legal regimes a market 'Allocation deed' actually is; why the Immovable Property Commission (TAMK, Law 67/2005) governs restitution claims and is not part of deed issuance; and the official size limits foreign buyers face under 2024's Law 39/2024.
When you arrive
- 5Residency Through Property: The 2026 Rules
Buying property in North Cyprus and living there: the foreign-ownership rules changed by decree in May 2026 and the permanent law is still before Parliament. What the short-term property-owner residence permit now requires (a registered contract, part payment and a $200,000 property-value floor), how that value and the currency conversion are verified, the permanent-residence route via a blocked cash deposit or six years of property-based permits, and where to apply.
- 6Opening a Bank Account: Licensed Banks and Branch Practices
Bank types, the document list, bank-by-bank differences for foreigners, fee and balance rules, and foreign-currency account options for opening an account in North Cyprus, drawn from the TRNC Central Bank's licensed-bank list plus verified on-the-ground practice.
- 7Setting Up Electricity, Water and Internet in North Cyprus
Setting up a Kıb-Tek electricity account and the deposit, which is set as a share of the gross minimum wage by tariff code, connecting municipal water and the 2026 legal deposit cap, why a prepaid (card) water meter is easier for a foreign tenant, and internet service providers.
After you settle
- 8Healthcare in North Cyprus: State Hospitals, Private Care and Insurance
How healthcare works in North Cyprus for residents and retirees: the health fund levy charged at residence permit applications and the two ways to be exempt, the state hospital network, the fee tariff a tourist or uninsured foreigner is billed under, exactly what the Health Fund levy covers, emergency care access versus cost, private hospitals, the KTTB fee tariff and the private insurance market.
- 9Crossing South: Checkpoints, Documents and Vehicle Insurance
The EU legal framework for crossing from North Cyprus to the south (people and goods, crossing points), the mandatory border vehicle insurance requirement and its approximate tariff by vehicle type, and the separate rules that apply to importing goods or a vehicle.